A Riba-Free mortgage conversion from Guidance Residential made it possible. Since our faith has become a bigger part of our lives, we decided to consolidate some outstanding debts. And it was important to do it without traditional interest-based refinancing.

Guidance Residential understood exactly what we needed and had the Sharia-compliant products that were interest-free, very competitively priced and offered more benefits than conventional refinancing.

For us, the Guidance Declining Balance Co-Ownership (Musharaka) Program was the perfect alternative. And our representative made the conversion program and process very easy to understand. It’s a wonderful feeling to know that with Guidance Residential, as our partner, we could balance our finances and our faith.