Have you Packed these Road Trip Essentials?

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When you’re planning a road trip, the right supply checklist can help reduce hassles and enhance enjoyment during your journey. Here are a few essentials to include. Car information. Keep your license, registration, insurance docs, and owner’s manual in the glove box. Automotive essentials. A spare tire and a car emergency kit including booster cables, lights, and standard emergency gear

Research Neighborhood Safety Before you Buy

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Safety is a top concern for many families looking to buy a new home. A little research can put your mind at ease. Here are some tips for checking out your potential new neighborhood, both online and in person. Check crime reports online A home buyer’s first question concern is often crime rates. CrimeReports.com will show you a map of

3 Reasons Why a 15-Year Contract May be Better

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Most homeowners automatically think it has to take 30 years to pay for a house. That’s why many people are surprised to find out that refinancing to a 15-year contract is possible for them – and often makes more sense. If you currently have a 30-year contract, refinancing to a 15-year one can allow you to: 1- Own your own

Don’t Leave Homeowners Insurance to Last Minute

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When you obtain a mortgage to purchase a home, you have to buy homeowner’s insurance for it. Don’t leave that to the last minute, or it can delay your home purchase. Homeowner’s insurance may help to repair or replace your home and belongings if they are damaged by certain perils covered by your policy. You’ll need to reach out to

Making the Most of the First 10 Days of Ramadan

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The mercy of this month becomes clear to many participants by the end of the first day. As Ramadan approaches, the idea of fasting can be daunting. But somehow, it’s often easier than expected—and somehow, easier to fast during Ramadan than other times. When we’re not fasting, we might find our stomachs rumbling by early morning. During Ramadan, many find

Make a Personal Dua List this Ramadan

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Ramadan is the month of endless spiritual opportunities in so many ways—including the opportunity to make dua that Allah SWT promises to accept. The Prophet Muhammad (SAW) said: “The supplications of three persons are never turned away: a just ruler, a fasting person until he breaks his fast, and the supplication of an oppressed person …” (Sunan Ibn Majah) Make

Eight Apps for Making the Most of Ramadan

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There’s nothing more timeless than religion and few things more ephemeral than technology. But sometimes they work really well together. Here are 8 top apps to help you make the most of Ramadan: 8. Shopping: Scan Halal Grocery shopping for an iftar and not sure if something is halal? Scan the barcode to quickly find out. This app still has

What does an underwriter do?

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An underwriter is a person at the home financing company who takes all the information related to your application and reviews it. Then, based on the company’s requirements, the underwriter makes a decision as to whether the financer will approve your application for financing. To complete this process, the underwriter reviews documents such as bank statements and tax returns. He