How Guidance Residential Benchmarks Its Mortgage Rates

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Since Guidance Residential’s Shariah-compliant mortgages are riba-free, many people ask how we determine a Profit Payment—and if this is just interest with a different name. Our guests break down the purpose of benchmarking and compare it to halal food. If you want to sell halal potato chips, you need to know what conventional potato chips are selling for on the market. It’s the same idea with halal mortgages.