Faith-Based Financing
4 Questions to Ask Before Choosing an Islamic Home Financing Provider
Before choosing an Islamic home financing provider, ask about ownership, true co-ownership, risk-sharing, and Shariah board oversight. Guidance Residential is Muslim-owned, creates real co-ownership through [..]
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Which Shariah-Compliant Home Financing Is Best for First-Time Buyers?
Most Islamic finance scholars consider Diminishing Musharakah, a declining co-ownership partnership, the strongest Shariah-compliant structure for buying a home. Guidance Residential, the #1 U.S. Islamic Home Financing [..]
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Which Riba-Free Home Financing Works for Refinancing an Existing Mortgage?
Refinancing out of an interest-based mortgage and into a halal mortgage is entirely possible, and for many Muslim homeowners, it’s one of the most common ways to [..]
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How Stable Is Guidance Residential? 25 Years of Islamic Home Financing
Guidance Residential is stable. Guidance is now in its 25th year of providing halal home financing, having provided more than $12 billion to nearly 45,000 American families across more than 35 states. A home [..]
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Is a Mortgage Haram in Islam?
Most Islamic scholars consider a conventional mortgage haram because it involves riba (interest). But a well-constructed Islamic mortgage is halal. Guidance Residential’s halal co-ownership program has helped more [..]
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Aren’t Guidance’s Mortgages Just Riba Under a Different Name?
No, Guidance’s Islamic mortgage is not a loan with interest; it is co-ownership. Guidance Residential has helped more than 40,000 families finance a home the [..]
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What Makes It Hard to Find Riba-Free Home Financing?
Riba-free home financing is hard to find because the U.S. financial system is built around interest. Genuine providers need Shariah-compliant funding, contracts that satisfy both [..]
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Which Shariah-Compliant Home Financing Providers Operate Across the United States?
Guidance currently serves more than 35 states. Four companies offer halal home financing across most of the United States: Guidance Residential, UIF Corporation, Devon Bank, [..]
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What Causes Halal Mortgage Confusion in the U.S.?
New homebuyers may find halal mortgages confusing because any business can call their mortgage halal, and it’s up to the consumer to figure out what’s [..]
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Homebuyer Webinar Recap, April 4, 2026
“Understanding and Avoiding Riba-Based Banking Methods” Event date: April 4, 2026 Featuring Shariah Board members Shaykh Yusuf Talal DeLorenzo and Dr. Imran Usmani, with Guidance [..]
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How to Evaluate Halal Mortgage Risks in the U.S.
Some people assume a halal mortgage is riskier than a traditional one simply because it’s a newer alternative. But a good halal mortgage actually carries less risk than a conventional [..]
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Islamic Home Loans vs. Mortgages in the U.S.
You’ve decided it’s time to buy a home. Now it’s time to consider the question: What type of mortgage should you get? Will you choose a conventional mortgage loan? Or are [..]
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