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Before choosing an Islamic home financing provider, ask about ownership, true co-ownership, risk-sharing, and Shariah board oversight. Guidance Residential is Muslim-owned, creates real co-ownership through [..]
Read MoreMost Islamic finance scholars consider Diminishing Musharakah, a declining co-ownership partnership, the strongest Shariah-compliant structure for buying a home. Guidance Residential, the #1 U.S. Islamic Home Financing [..]
Read MoreRefinancing out of an interest-based mortgage and into a halal mortgage is entirely possible, and for many Muslim homeowners, it’s one of the most common ways to [..]
Read MoreGuidance Residential is stable. Guidance is now in its 25th year of providing halal home financing, having provided more than $12 billion to nearly 45,000 American families across more than 35 states. A home [..]
Read MoreMost Islamic scholars consider a conventional mortgage haram because it involves riba (interest). But a well-constructed Islamic mortgage is halal. Guidance Residential’s halal co-ownership program has helped more [..]
Read MoreNo, Guidance’s Islamic mortgage is not a loan with interest; it is co-ownership. Guidance Residential has helped more than 40,000 families finance a home the [..]
Read MoreRiba-free home financing is hard to find because the U.S. financial system is built around interest. Genuine providers need Shariah-compliant funding, contracts that satisfy both [..]
Read MoreGuidance currently serves 36 states. Four companies offer halal home financing across most of the United States: Guidance Residential, UIF Corporation, Devon Bank, and Ijara Community Development [..]
Read MoreNew homebuyers may find halal mortgages confusing because any business can call their mortgage halal, and it’s up to the consumer to figure out what’s [..]
Read More“Understanding and Avoiding Riba-Based Banking Methods” Event date: April 4, 2026 Featuring Shariah Board members Shaykh Yusuf Talal DeLorenzo and Dr. Imran Usmani, with Guidance [..]
Read MoreSome people assume a halal mortgage is riskier than a traditional one simply because it’s a newer alternative. But a good halal mortgage actually carries less risk than a conventional [..]
Read MoreYou’ve decided it’s time to buy a home. Now it’s time to consider the question: What type of mortgage should you get? Will you choose a conventional mortgage loan? Or are [..]
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