REFINANCING OPTIONS

Guidance Residential offers a variety of Shariah-compliant refinancing options to suit your needs. Whatever your needs, we're happy to help. Call us to learn more: 1.866.484.3262

Product Type

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Fixed rates for 30, 20, and 15-year contracts

Adjustable rates for 30, 20, and 15-year contracts

Financing Type

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A loan that conforms to Government-sponsored enterprise (GSE) guidelines.

Property Type Maximum Base Conforming Loan Limits
1-Unit $766,550
2-Unit $981,500
3-Unit $1,186,350
4-Unit $1,474,400
Property Type Minimum and Maximum* Base Conforming Loan Limits
1-Unit $766,550 or $1,149,825
2-Unit $981,500 or $1,472,250
3-Unit $1,186,350 or $1,779,525
4-Unit $1,474,400 or $2,211,600

* These are the maximum potential loan limits for designated high cost areas. Actual loan limits are established for each country (or equivalent) and the loan limits for specific high-cost areas may be lower. The original principal balance of a mortgage must not exceed the maximum loan limit for the specific area in which the mortgaged premises is located.

Home Affordable Refinance Program (HARP) - HARP makes it possible for homeowners with little equity in their home, or who owe as much or more than their home is worth, and have remained current on their payments, to refinance their home.

Cash Out Refinance - a Cash Out Refinance allows homeowners to refinance to cash out in the amount of 80- to 90% of their home equity

Property Type

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Single Family Homes

Condominiums

Townhomes

Planned Unit Developments

Multi-unit (2 to 4 units)

Occupancy Type

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Owner Occupied

Second Home

Non-owner Occupied (Investment Property)