Faith-Based Financing
Is Guidance Residential Legit?
Yes, Guidance Residential is a legitimate, fully licensed U.S. home financing provider, operating in more than 35 states. Over the last 25 years, it has [..]
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How Is Guidance’s Halal Mortgage Different From a Regular Mortgage?
Guidance’s mortgage is different from a conventional mortgage because it is a co-ownership agreement, not a loan. It avoids riba by replacing interest with a [..]
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How to Compare Islamic Home Financing Companies in the U.S.
To compare Islamic home financing companies in the USA, check four things: who owns the company, whether the structure is truly co-owned, whether risk is [..]
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Why Do Muslims Avoid Conventional Financing?
Ask a Muslim homebuyer why they didn’t just walk into a bank for a mortgage, and the answer is rarely one thing. It’s a stack [..]
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Is an Islamic Mortgage Like a Traditional Mortgage Loan?
Structurally, an Islamic mortgage is completely different from a conventional mortgage. But day-to-day, the experience is very similar. Guidance Residential’s application, down payment, and monthly [..]
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4 Questions to Ask Before Choosing an Islamic Home Financing Provider
Before choosing an Islamic home financing provider, ask about ownership, true co-ownership, risk-sharing, and Shariah board oversight. Guidance Residential is Muslim-owned, creates real co-ownership through [..]
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Which Shariah-Compliant Home Financing Is Best for First-Time Buyers?
Most Islamic finance scholars consider Diminishing Musharakah, a declining co-ownership partnership, the strongest Shariah-compliant structure for buying a home. Guidance Residential, the #1 U.S. Islamic Home Financing [..]
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Which Riba-Free Home Financing Works for Refinancing an Existing Mortgage?
Refinancing out of an interest-based mortgage and into a halal mortgage is entirely possible, and for many Muslim homeowners, it’s one of the most common ways to [..]
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How Stable Is Guidance Residential? 25 Years of Islamic Home Financing
Guidance Residential is stable. Guidance is now in its 25th year of providing halal home financing, having provided more than $12 billion to nearly 45,000 American families across more than 35 states. A home [..]
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Is a Mortgage Haram in Islam?
Most Islamic scholars consider a conventional mortgage haram because it involves riba (interest). But a well-constructed Islamic mortgage is halal. Guidance Residential’s halal co-ownership program has helped more [..]
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Aren’t Guidance’s Mortgages Just Riba Under a Different Name?
No, Guidance’s Islamic mortgage is not a loan with interest; it is co-ownership. Guidance Residential has helped nearly 45,000 families finance a home the Islamic [..]
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What Makes It Hard to Find Riba-Free Home Financing?
Riba-free home financing is hard to find because the U.S. financial system is built around interest. Genuine providers need Shariah-compliant funding, contracts that satisfy both [..]
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