Guidance Residential, LLC, (Nationwide Mortgage Licensing System No.2908) is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act (License # 413-0427); Arizona Mortgage Banker (License #0923408); Connecticut Mortgage Lender (License #18263); Florida Mortgage Lender (License #MLD656); Georgia Residential Mortgage Licensee (License # 17286); Illinois Residential Mortgage Licensee (License #MB.0006455 11107 Sunset Hills Road, Reston, VA 20190; License #MB.0006455-001 2359 W. Devon Ave., Chicago, IL 60659) licensed by DOB, Mortgage Banking Examinations, 100 West Randolph Street, 9th Floor, Chicago, IL 60601, (312) 793-3000; Kansas Licensed Mortgage Company (License #MC.0025178; Maryland Mortgage Lender (License #12927); Massachusetts Mortgage Lender and Broker (License ML2908); Michigan Mortgage Lender, Broker & Servicer Registrant (License #FR-0941); Minnesota Mortgage Originator (License #MN-MO 20320419); New Jersey Licensed Lender (License #9933648); New York – Licensed Mortgage Banker – New York Department of Financial Services (B500726); North Carolina Mortgage Lender (License #L-112542); Ohio Mortgage Broker Act Mortgage Banker Exemption (MBMB 850079.000); Oregon Mortgage Lender (License #ML-4145); Pennsylvania – licensed by the Pennsylvania Department of Banking Mortgage Lender Licensee (License #21050); South Carolina BFI Mortgage Lender/Servicer (MLS-2908); Tennessee Mortgage License (License #109274); Texas Mortgage Banker Registrant (Registration#45315); Virginia Mortgage Lender Licensee (License #MC-2138) licensed by the Virginia State Corporation Commission; Washington Consumer Loan (License #CL-2908); Wisconsin Mortgage Banker (License#46355BA).

Guidance Residential, LLC is not licensed and does not originate in: Alabama, Alaska, Arkansas, Colorado, Delaware, District of Columbia, Hawaii, Idaho, Indiana, Iowa, Kentucky, Louisiana, Maine, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, North Dakota, Oklahoma, Rhode Island, South Dakota, Utah, Vermont, West Virginia, Wyoming, Puerto Rico, and the US Virgin Islands.

Under Minnesota law, this advertisement is not an offer to enter into a rate lock-in agreement.