Our Competitive Rates

Affordable, competitive pricing, and dedicated service demonstrate our leadership in the U.S. Islamic Home Financing Market.

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Effective Date
Date
Financing Program
Years
Financing Amount
$
"LTV" - CTV
%
Purchasing Price
$
Credit Score
FICO®

We assume that closing costs are paid out of pocket; this is your primary residence and is a single family home; debt-to-income ratio is less than 43%; credit score is over 740; and an escrow account for the payment of taxes and insurance. The stated rates may change or not be available at the time of financing or rate lock-in.

Purchase Rates Refinance Rates
Term Profit Rates* APR DISCOUNT POINTS Origination Fee Monthly Payment
30 years fixed 3.125% 3.239% $794 $1,195 $1,028
15 years fixed 2.625% 2.818% $600 $1,195 $1,615

*The stated rates may change or not be available at the time of financing commitment or rate lock-in.

Term Profit Rates* APR DISCOUNT POINTS Origination Fee Monthly Payment
30 years fixed 3.250% 3.362% $722 $1,195 $1,045
15 years fixed 2.875% 3.024% $1,046 $0** $1,643

*The stated rates may change or not be available at the time of financing commitment or rate lock-in.

**Origination fee is waived for 15-year contracts. Both existing Guidance Residential customers and new to Guidance customers are eligible for this offer. Promotion cannot be combined with any other offer, discount, pricing exception or Special Program. Applications must be submitted between March 2, 2020, and April 30, 2020, locked by May 15, 2020. Contracts must close by June 15, 2020. Only available on approved/closed contracts. Other restrictions may apply. Refinance option may not be available for some Texas contracts. Contact us for additional information. Excludes customers who have financed with Guidance within the last 120 days.