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Affordable, competitive pricing, and dedicated service demonstrate our leadership in the U.S. Islamic Home Financing Market.
*$500 credit at closing for 15-year, 30-year, 20-year and Jumbo contracts. Both existing Guidance Residential customers and new to Guidance customers are eligible for this offer. Promotion cannot be combined with any other offer, discount, pricing exception or Special Program. Applications must be submitted between April 1, 2021, and June 30, 2021. Excludes customers currently with an active application, customers that are not current, or customers who have financed with Guidance within the last 120 days. Contracts must close by September 30, 2021. Only available on approved contracts. Other restrictions may apply. Refinance option may not be available for some Texas contracts. Contact us for additional information.
We assume that closing costs are paid out of pocket; this is your primary residence and is a single family home; debt-to-income ratio is less than 43%; credit score is over 740; and an escrow account for the payment of taxes and insurance. The stated rates may change or not be available at the time of financing or rate lock-in.
| Term | Profit Rates* | APR | DISCOUNT POINTS | Origination Fee | Monthly Payment |
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| 30 years fixed | 3.000% | 3.111% | $739 | $1,195 | $1,012 |
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| 15 years fixed | 2.250% | 2.461% | $926 | $1,195 | $1,572 |
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*The stated rates may change or not be available at the time of financing commitment or rate lock-in.
| Term | Profit Rates* | APR | DISCOUNT POINTS | Origination Fee | Monthly Payment |
|---|
| 30 years fixed | 3.250% | 3.371% | $994 | $1,195 | $1,044 |
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| 15 years fixed | 2.625% | 2.815% | $552 | $1,195 | $1,614 |
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*The stated rates may change or not be available at the time of financing commitment or rate lock-in.
