Our Competitive Rates

Affordable, competitive pricing, and dedicated service demonstrate our leadership in the U.S. Islamic Home Financing Market.

Purchase Rates Refinance Rates
Effective Date
Date
Financing Program
Years
Financing Amount
$
"LTV" - CTV
%
Purchasing Price
$
No. of Months
Months
Purchase Rates
30 years fixed
Profit Rates
APR
Discount Points
Origination Fee
Total Fees
guidance
4.625%
4.729%
$1,200
$1,195*
$2,395
QL
4.500%
4.719%
$4,000
$1,049
$5,049
CITI
4.625%
4.743%
$2,000
$715
$2,715
Wells Fargo
4.750%
4.793%
$0
$995
$995
BOA
4.500%
4.627%
$1,582
$1,365
$2,947

PURCHASE RATES 30 YEARS FIXED

guidance
QL
CITI
Wells Fargo
BOA
Profit Rates
4.625%
4.500%
4.625%
4.750%
4.500%
APR
4.729%
4.719%
4.743%
4.793%
4.627%
Discount Points
$1,200
$4,000
$2,000
$0
$1,582
Origination Fee
$1,195*
$1,049
$715
$995
$1,365
Total Fees
$2,395
$5,049
$2,715
$995
$2,947
Receive an appraisal credit up to $500 at closing when you finance with Guidance Residential and use a GuidanceRealty.com partner agent.
To get more accurate pricing, complete an online Pre-Qualification in less than 10 minutes. Get Started

*$99 application fee still applies. Additional state regulation costs may apply.

Save with Guidance Residential & GuidanceRealty.com
Refinance Rates
30 years fixed
Profit Rates
APR
Discount Points
Origination Fee
Total Fees
guidance
4.625%
4.745%
$1,560
$1,195*
$2,755
QL
4.500%
4.719%
$4,000
$1,049
$5,049
CITI
4.625%
4.743%
$2,000
$715
$2,715
Wells Fargo
4.875%
4.919%
$0
$995
$995
BOA
4.625%
4.736%
$1,198
$1,365
$2,563

REFINANCE RATES 30 YEARS FIXED

guidance
QL
CITI
Wells Fargo
BOA
Profit Rates
4.625%
4.500%
4.625%
4.875%
4.625%
APR
4.745%
4.719%
4.743%
4.919%
4.736%
Discount Points
$1,560
$4,000
$2,000
$0
$1,198
Origination Fee
$1,195*
$1,049
$715
$995
$1,365
Total Fees
$2,755
$5,049
$2,715
$995
$2,563

*$99 application fee still applies. Additional state regulation costs may apply.