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Effective Date
Date
Financing Program
Years
Financing Amount
$
"LTV" - CTV
%
Purchasing Price
$
No. of Months
Months
Purchase Rates
30 years fixed
Profit Rates
APR
Discount Points
Origination Fee
Total Fees
guidance
4.750%
4.888%
$1,956
$1,195*
$3,151
QL
4.750%
4.995%
$4,500
$1,049
$5,549
CITI
4.875%
4.983%
$1,750
$715
$2,465
Wells Fargo
4.750%
4.793%
$0
$995
$995
BOA
4.625%
4.749%
$1,484
$1,365
$2,849

PURCHASE RATES 30 YEARS FIXED

guidance
QL
CITI
Wells Fargo
BOA
Profit Rates
4.750%
4.750%
4.875%
4.750%
4.625%
APR
4.888%
4.995%
4.983%
4.793%
4.749%
Discount Points
$1,956
$4,500
$1,750
$0
$1,484
Origination Fee
$1,195*
$1,049
$715
$995
$1,365
Total Fees
$3,151
$5,549
$2,465
$995
$2,849

*Additional state regulation costs may apply. The stated rates may change or not be available at the time of financing commitment or rate lock-in.

Refinance Rates
30 years fixed
Profit Rates
APR
Discount Points
Origination Fee
Total Fees
guidance
4.750%
4.906%
$2,356
$1,195*
$3,551
QL
4.750%
4.995%
$4,500
$1,049
$5,549
CITI
4.875%
4.983%
$1,750
$715
$2,465
Wells Fargo
4.875%
4.919%
$0
$995
$995
BOA
4.750%
4.848%
$878
$1,365
$2,243

REFINANCE RATES 30 YEARS FIXED

guidance
QL
CITI
Wells Fargo
BOA
Profit Rates
4.750%
4.750%
4.875%
4.875%
4.750%
APR
4.906%
4.995%
4.983%
4.919%
4.848%
Discount Points
$2,356
$4,500
$1,750
$0
$878
Origination Fee
$1,195*
$1,049
$715
$995
$1,365
Total Fees
$3,551
$5,549
$2,465
$995
$2,243

*Additional state regulation costs may apply. The stated rates may change or not be available at the time of financing commitment or rate lock-in.