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Explore the difference between Guidance Residential's Declining Balance Co-ownership Program and other home financing options.
Bank Owned Entities
|Riba-free||No||Yes||No (Banks involve in interest bearing loans)|
|Non-recourse commitment||No (Variable with Conditions)||Yes||No|
|Capped late payment fees||No||Yes||Variable with Conditions|
|No pre-payment penalty||No (Variable with Conditions)||Yes||Variable with Conditions|
|Independent Shariah Board||No||Yes||No|
|Affiliation with a Bank||Yes (Bank Owned)||No (Internally funded)||Yes (Bank Owned)|
|Endorsed By AMJA||No||Yes||No|
|Equal Protection with LLC structure||No||Yes||No|
|Switch to guidance||Pre Qualify Now||Switch to guidance|
How does Islamic financing work?