Islamic Home Financing and its Positive Impact on Society
A live digital panel discussion

Guidance Residential, a wholly owned subsidiary of Guidance Financial Group, is the #1 U.S. Islamic Home Financing Provider®. Learn more about our company and unique home financing solution.
Guidance Residential specializes in Shariah-compliant home financing in the U.S. Our unique Declining Balance Co-ownership Program was created under the guidance of seven globally renowned Shariah scholars and eighteen U.S. law firms to ensure it meets strict adherence to legal jurisprudence of the Islamic faith and conforms to U.S. legal and regulatory requirements.
Guidance Residential's Declining Balance Co-ownership Program is based on a partnership model rather than a lender-borrower relationship. Unlike traditional home financing, homebuyers enter an equitable, Shariah-compliant partnership contract and enjoys benefits of home ownership without compromising faith-based principles.
Guidance Residential partners with its sister company, Guidance Home Services, to connect pre-approved buyers who do not have a real estate agent with highly qualified local realtors from among their network of pre-screened agents. After matching a buyer with the right agent, Guidance Home Services uses a concierge team to monitor the relationship to ensure progress is being made and the overall experience of our buyers is an enjoyable one.
Guidance is dedicated to serving consumers financial products that are both compliant with faith-based principles and also meet industry standards of excellence. We always strive to offer an ethical and principled alternative financial solution for U.S. homebuyers and refinancers.
Treating others with Integrity and Fairness.
Responsibility and Transparency in Business
Professionalism in Dealing with Customers and Stakeholders
Innovation in Solutions and Services
Commitment in Being a Significant Contributor in Societal Growth
We always strive to be at the forefront of the Shariah-compliant home financing industry. We actively engage in the learning and development of our employees and organization to provide the most contemporary, relevant and appropriate Shariah-compliant solutions and services at all time.
We always act ethically and morally - as individuals and as an organization. We conduct transparent business practices, ensure we are all held accountable for our actions and strive to provide our customers with professional, knowledgeable and reliable service at all times.
We always listen to understand our customers' needs and desires with respect courtesy and care. We employ an empathetic response and approachable attitude at all times.
Guidance Residential is the leading and largest provider of Shariah-compliant home financing in the U.S. market. We offer financing to first-time homebuyers and residential investment property buyers.
We offer refinancing from traditional and other alternative home financing contracts to our Declining Balance Co-ownership Program as well as refinancing from existing Guidance Residential contracts.
Guidance Home Services is the preferred referral platform for Guidance Residential clients who are seeking experienced local real estate agents. To become a member of the network, real estate agents are vetted to ensure they are highly qualified and can deliver excellent service to our clients.
Our proprietary mobile app offers a seamless closing experience to homebuyers and real estate agents. The app allows customers and their real estate agents to access important information regarding the homebuying process as well as stay updated on the status of finance applications.
Guidance Residential specializes in Shariah-compliant home financing in the U.S. Our unique Declining Balance Co-ownership Program was created under the guidance of six globally renowned Shariah scholars and eighteen U.S. law firms to ensure it meets strict adherence to legal jurisprudence of the Islamic faith and conforms to U.S. legal and regulatory requirements.
Guidance Residential's Declining Balance Co-ownership Program is based on a partnership model rather than a lender-borrower relationship. Unlike traditional home financing, homebuyers enter an equitable, Shariah-compliant partnership contract and enjoys benefits of home ownership without compromising faith-based principles.
Guidance Residential partners with its sister company, Guidance Home Services, to connect pre-approved buyers who do not have a real estate agent with highly qualified local realtors from among their network of pre-screened agents. After matching a buyer with the right agent, Guidance Home Services uses a concierge team to monitor the relationship to ensure progress is being made and the overall experience of our buyers is an enjoyable one.
Guidance is dedicated to serving consumers financial products that are both compliant with faith-based principles and also meet industry standards of excellence. We always strive to offer an ethical and principled alternative financial solution for U.S. homebuyers and refinancers.
Treating others with Integrity and Fairness.
Responsibility and Transparency in Business
Professionalism in Dealing with Customers and Stakeholders
Innovation in Solutions and Services
Commitment in Being a Significant Contributor in Societal Growth
We always strive to be at the forefront of the Shariah-compliant home financing industry. We actively engage in the learning and development of our employees and organization to provide the most contemporary, relevant and appropriate Shariah-compliant solutions and services at all time.
We always act ethically and morally - as individuals and as an organization. We conduct transparent business practices, ensure we are all held accountable for our actions and strive to provide our customers with professional, knowledgeable and reliable service at all times.
We always listen to understand our customers' needs and desires with respect courtesy and care. We employ an empathetic response and approachable attitude at all times.
Guidance Residential is the leading and largest provider of Shariah-compliant home financing in the U.S. market. We offer financing to first-time homebuyers and residential investment property buyers.
We offer refinancing from traditional and other alternative home financing contracts to our Declining Balance Co-ownership Program as well as refinancing from existing Guidance Residential contracts.
Guidance Home Services is the preferred referral platform for Guidance Residential clients who are seeking experienced local real estate agents. To become a member of the network, real estate agents are vetted to ensure they are highly qualified and can deliver excellent service to our clients.
Our proprietary mobile app offers a seamless closing experience to homebuyers and real estate agents. The app allows customers and their real estate agents to access important information regarding the homebuying process as well as stay updated on the status of finance applications.