LICENSING AND REGISTRATIONS

Guidance Residential, LLC, is licensed by the Department of Corporations under the California Residential Mortgage Lending Act (License # 413-0427); Connecticut Lender/Broker (License #18263); District of Columbia Mortgage Lender & Broker (License #4209); Florida Mortgage Lender (License #0701189); Georgia Residential Mortgage Licensee (License # 17286); Illinois Residential Mortgage Licensee (License #MB.0006455 11109 Sunset Hills Road, Reston, VA 20190); Maryland Mortgage Lender (License #12927); Massachusetts Mortgage Lender and Broker (License #MC2212; MC3990); Michigan Mortgage Lender, Broker & Servicer Registrant (License #FR-0941); Minnesota Mortgage Originator (License #20320419); New Jersey Licensed Lender (License #LO46018, LO47836); . New York - Licensed Mortgage Banker - NYS Banking Department; North Carolina Mortgage Lender (License #L-112542); Oregon Mortgage Lender (License #ML-4145); Pennsylvania - licensed by the Pennsylvania Department of Banking First Mortgage Banker (License #18571, 18571.001); Tennessee Mortgage Lender Registrant (Registration #3499); Texas Mortgage Banker Registrant (Registration#45315); Virginia Mortgage Lender and Broker (License #MLB-766) licensed by the Virginia State Corporation Commission; Washington Consumer Loan License #520-CL-50321; Wisconsin Mortgage Banker (License#46355). Nationwide Mortgage Licensing System No.2908.

Guidance Residential, LLC is exempt from licensing or no licensing is required in the following states: Missouri, Ohio, and South Carolina.

Guidance Residential, LLC is not licensed and does not originate in: Alabama, Alaska, Arizona, Arkansas, Colorado, Delaware, Hawaii, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Mississippi, Montana, Nebraska, Nevada, New Hampshire, New Mexico, North Dakota, Oklahoma, Rhode Island, South Dakota, Utah, Vermont, West Virginia, Wyoming, Puerto Rico, and the US Virgin Islands.

Under Minnesota law, this advertisement is not an offer to enter into a rate lock-in agreement.