Reston, VA, January 22, 2026 — Guidance Financial is pleased to introduce the Guidance Short-Term Income Trust (GSTIT), the first Shariah-compliant investment offering from Guidance Investments.
GSTIT is a private real estate investment trust (mREIT), designed as a Halal alternative to conventional money market solutions.
It is structured to provide accredited investors with a short-term, income-oriented investment focused on capital preservation, liquidity management, and disciplined risk oversight.
The Trust is intended for investors seeking to allocate a portion of their portfolios to income-generating assets without exposure to interest-based instruments or traditional money market funds.
The Trust primarily invests in short-duration, asset-backed residential real estate contracts originated through Guidance Residential with deep experience in Islamic home financing. These investments are structured in accordance with Islamic finance principles and are subject to established Shariah governance and oversight. By focusing on high-quality, short-term assets, GSTIT seeks to maintain a conservative risk profile while generating competitive, recurring income.
GSTIT has been thoughtfully structured to meet the needs of a range of accredited investors, including institutions, nonprofit organizations, family offices, and high-net-worth individuals. The Trust emphasizes transparency, operational discipline, and the use of institutional-grade service providers, including independent fund administration, custodial connectivity, and robust reporting infrastructure.
For more information, visit GuidanceInvestments.com.
About Guidance Residential
Guidance Residential is the #1 provider of U.S. Islamic home financing, having provided more than $10 billion in financing to more than 40,000 families since 2002.
Its unique Declining Balance Co-ownership Program was created under the guidance of seven globally renowned Islamic scholars and 18 U.S. law firms to ensure it meets strict adherence to legal jurisprudence of the Islamic faith and conforms to U.S. legal and regulatory requirements.
Guidance Residential's Declining Balance Co-ownership Program is based on a partnership model rather than a lender-borrower relationship. Unlike traditional home financing, homebuyers enter an equitable partnership contract and enjoy the benefits of home ownership without compromising faith-based principles.
Media Contact:
communications@guidanceresidential.com
