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1-866-484-3262

Effective Date

Apr 3 2017

Date

Financing Program

30Yr Fixed

Years

Financing Amount

200,000

$

"LTV" - CTV

80

%

Purchasing Price

250,000

$

No. of Months

360

Months

 

  • Purchase Rate
    30 Years Fixed
  • Profit Rates
  • APR
  • Discount Points
  • Origination Fee
  • By using a Guidance Realty Participating Agent, Reduce Fees to: $3,076
    Total Fees
  • Guidance Residential
  • 4.000%
  • 4.180%
  • $3,076
  • $1,195*
  • $4,271
  • Quicken Loans
  • 4.000%
  • 4.213%
  • $4,000
  • $1,049
  • $5,049
  • Citi
  • 4.000%
  • 4.103%
  • $1,750
  • $715
  • $2,465
  • Wells Fargo
  • 4.125%
  • 4.167%
  • $0
  • $1,000
  • $1,000
  • BOA
  • 4.125%
  • 4.249%
  • $952
  • $2,000
  • $2,952
By Using Guidance Realty Gold Agent Reduce Fees to: $3,076

To get more accurate pricing, complete an online pre-qualification in less than 10 minutes

GET STARTED

  • Refinance Rate
    30 Years Fixed
  • Profit Rates
  • APR
  • Discount Points
  • Origination Fee
  • Total Fees
  • Guidance Residential
  • 4.000%
  • 4.197%
  • $3,476
  • $1,195*
  • $4,671
  • Quicken Loans
  • 4.000%
  • 4.213%
  • $4,000
  • $1,049
  • $5,049
  • Citi
  • 4.125%
  • 4.218%
  • $1,500
  • $715
  • $2,215
  • Wells Fargo
  • 4.250%
  • 4.292%
  • $0
  • $1000
  • $1000
  • BOA
  • 4.125%
  • 4.267%
  • $1,356
  • $2,000
  • $3,356

To get more accurate pricing, complete an online pre-qualification in less than 10 minutes

GET STARTED

Guidance Residential

Profit Rate 4.000%
APR 4.180%
Discount Points $3,076
Origination Fees $1,195*
Total Fees $4,271
By Using a Guidance Realty Participating Agent, Reduce Fees to: $3,076

To get more accurate pricing, complete an online pre-qualification in less than 10 minutes

GET STARTED

Quicken Loans

Profit Rate 4.000%
APR 4.213%
Discount Points $4,000
Origination Fees $1,049
Total Fees $5,049

Citi

Profit Rate 4.000%
APR 4.103%
Discount Points $1,750
Origination Fees $715
Total Fees $2,465

Wells Fargo

Profit Rate 4.125%
APR 4.167%
Discount Points $0
Origination Fees $1,000
Total Fees $1,000

BOA

Profit Rate 4.125%
APR 4.249%
Discount Points $952
Origination Fees $2,000
Total Fees $2,952

Guidance Residential

Profit Rate 4.000%
APR 4.197%
Discount Points $3,476
Origination Fees $1,195*
Total Fees $4,671

To get more accurate pricing, complete an online pre-qualification in less than 10 minutes

GET STARTED

Quicken Loans

Profit Rate 4.000%
APR 4.213%
Origination Fees $1,049
Total Fees $5,049

Citi

Profit Rate 4.125%
APR 4.218%
Discount Points $1,500
Origination Fees $715
Total Fees $2,215

Wells Fargo

Profit Rate 4.250%
APR 4.292%
Discount Points $0
Origination Fees $1,000
Total Fees $1,000

BOA

Profit Rate 4.125%
APR 4.267%
Discount Points $1,356
Origination Fees $2,000
Total Fees $3,356

*$99 application fee still applies. Additional state regulation costs may apply.

Save On Your Home Purchase
With Guidance Residential and GuidanceRealty.com
  • Use a
    GuidanceRealty.com Agent
    gold-credit
    Gold Agent Credit
    $500
  • +
  • Finance With
    Guidance Residential
    guidance-credit
    Guidance Residential Credit
    $695
  • =
  •  
     
    guidance-credit
    Savings at
    Closing
Learn more at www.guidancerealty.com
*Please note your actual savings may depend on other factors

Tools to explore your options

Combined Monthly Household Income

$
|
$1k
|
$50k

Total Monthly Expenses

$
|
$0k
|
$20k

Down Payment

$
|
$5k
|
$150k

You can afford a house worth:

Approximate Monthly Payment:

Please Pre-qualify to know your accurate monthly payment and closing cost.

Financing Term

30

Years

Property Tax

1.25

%

Home Insurance Rate

0.3

%

Profit Rate

3.5

%

 

What is your target monthly rent?

$
|
$1k
|
$10k

What is your target home value?

$
|
$75k
|
$1000k

How much you can pay for down payment?

$
|
$5k
|
$150k

How long would you expect to stay in there?

Yr
|
1 Year
|
30 Year

What is your income tax rate?

%
|
0%
|
50%

Financing

Financing Term

30

Years

Profit Rate

3.5

%

Ongoing Costs

Annual Property Tax

1.02

%

Rent Insurance

1.32

%

Homeowner's Insurance

0.5

%

Closing Costs

4

%

Economic

Rent Appreciation

2.3

%

Home Value Appreciation

2

%

Inflation

2

%

 

What is your total outstanding balance?

$
|
$75k
|
$750k

Select the number of remaining monthly payments?

|
1
|
360

What is your current monthly payment?

(Principal + Interest)
$
|
$500
|
$15k
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