Resource Center
Is a Mortgage Haram in Islam?
Most Islamic scholars consider a conventional mortgage haram because it involves riba (interest). But a well-constructed Islamic mortgage is halal. Guidance Residential’s halal co-ownership program has helped more [..]
Read MoreAren’t Guidance’s Mortgages Just Riba Under a Different Name?
No, Guidance’s Islamic mortgage is not a loan with interest; it is co-ownership. Guidance Residential has helped nearly 45,000 families finance a home the Islamic [..]
Read MoreWhat Makes It Hard to Find Riba-Free Home Financing?
Riba-free home financing is hard to find because the U.S. financial system is built around interest. Genuine providers need Shariah-compliant funding, contracts that satisfy both [..]
Read MoreCan You Get Halal Home Financing in Every U.S. State?
You can get halal home financing in most of the United States, but not every provider serves every state. Guidance Residential offers Musharakah co-ownership home [..]
Read MoreWhat Causes Halal Mortgage Confusion in the U.S.?
Halal mortgage confusion happens because “halal” isn’t a regulated term — any company can use it, and no U.S. regulator verifies the contract behind it. [..]
Read MoreHomebuyer Webinar Recap, April 4, 2026
“Understanding and Avoiding Riba-Based Banking Methods” Event date: April 4, 2026 Featuring Shariah Board members Shaykh Yusuf Talal DeLorenzo and Dr. Imran Usmani, with Guidance [..]
Read MoreHow to Evaluate Halal Mortgage Risks in the U.S.
Some people assume a halal mortgage is riskier than a traditional one simply because it’s a newer alternative. The good news is that a good halal mortgage actually carries less [..]
Read MoreIslamic Home Loans vs. Mortgages in the U.S.
You’ve decided it’s time to buy a home. Now it’s time to consider the question: What type of mortgage should you get? Will you choose a conventional mortgage loan? Or are [..]
Read MoreIs Guidance Residential Halal?
Yes, Guidance’s mortgages are 100% halal. Guidance’s Islamic mortgage is not a loan — it’s home financing based on co-ownership. Guidance’s model of home financing [..]
Read MoreHow Do Islamic Home Loans Work in America?
Home buyers in America most likely will not find an Islamic home loan. What you will find is a different kind of Islamic mortgage. That distinction matters [..]
Read MoreHow Shariah Home Financing Contracts Protect Buyers
A Shariah-compliant home financing contract isn’t just a conventional mortgage with different labels. It’s built on a different set of principles that require transparency, prohibit hidden terms, and distribute risk between [..]
Read MoreFirst-Time Home Buying 101: How to Buy a Home for the First Time, Step by Step
As the spring housing market heats up, you may be among the many potential homebuyers considering buying your first home. We’ve put together this first-time [..]
Read MoreInterested In More?
Sign up for our newsletter to stay up to date with the latest on mortgage news, rates and more.

